Affordable flats still available
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It's not like you have a choice in purchasing a 3 room or 5 room HDB, they have income ceilings, if your gross montly household income exceeds $3,000, you are forced into buying bigger units, thereby incurring a higher debt with your level of income.
It's alot like walking into a restaurant, you want to eat plain porridge with salted eggs, but the restaurant manager tells you no, you have higher income, you must eat shark's fin and abalone.
PAP has a debt level for your particular income level.
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Originally posted by Samngchaoyu:
likeyou,it is depend of your salary,if you have high salary,you buy expensive house,you will also does not have stress,earn less better dun buy expensive house la,you will have stress.
As what my old friend always said.Dont add stress to the stress.
It will make u older and die faster.
:)
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Originally posted by βÎτά:
It's not like you have a choice in purchasing a 3 room or 5 room HDB, they have income ceilings, if your gross montly household income exceeds $3,000, you are forced into buying bigger units, thereby incurring a higher debt with your level of income.
It's alot like walking into a restaurant, you want to eat plain porridge with salted eggs, but the restaurant manager tells you no, you have higher income, you must eat shark's fin and abalone.
PAP has a debt level for your particular income level.
Something like if you household income is $7k or $8k, you cannot buy hdb flats, you have to buy condo.
Left 1 option, buy resale flats, but then resales so expensive.
How? Hmmmm...dont buy. Stay at the existing flat under govt enbloc the hdb flats.
:)
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really?you earn more than 7000 must live in condo?
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Originally posted by Samngchaoyu:
really?you earn more than 7000 must live in condo?
I think so...there is a ceiling...but if you opt for resale flats, then it is ok. But not new hdb flats. -
oh.thanks to give me the information.you live at?and how do you know?
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no wonder more than 80 percent of singaporean live in flat,singapore average income is more than 8000,should all live in condo,but 60% of the singapore household below national average,so the rich one earn a lot so can pull to average,so singapore has second biggest gap between the poor and rich in all advanced country and area,first is hong kong.
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Originally posted by Samngchaoyu:
oh.thanks to give me the information.you live at?and how do you know?
New house, no housing loan, paid up on the spot when collecting my kys...I am 1 less stress for this.
How about you Sam?
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me ah,i still young,is my parent buy,not me.wow,you pay on the spot,omg,you rich,you now live at which house,my parent pay loan.
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Originally posted by Samngchaoyu:
me ah,i still young,is my parent buy,not me.wow,you pay on the spot,omg,you rich,you now live at which house,my parent pay loan.
I am not young anymore.Yeah, lots of parents take up housing loans (10, 15 or more years).
Seem like cannot finish paying when one is old.
Cannot retire liao.
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lol,i know you not young but i am.you live at?
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you live at flat also?
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Doesnt matter lah. :)
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my parent loan 7 thing lo.so loan a lot thing.
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just tell la,you live in how many room flat?or live in condo or landed?you pay one time,very surprised lo.how are you lo?
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just tell la.
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i mean how old are you.